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Prevent Home Damage Not Covered By Insurance

Home  Damage Not Covered By InsuranceOne of the good things about spring cleaning and maintenance is that it can prevent damages that might not be covered by your insurance.  These damages could have happened during winter and which you would not have the chance of fixing then. Springtime would be the best opportunity to have them fixed and taken care of.

Some of the damages are quite basic and simple, while some are more complex and harder to fix. Here is a part of an article  that appeared on bothell-reporter.com, ““It’s not intended to cover maintenance-related issues such as water damage from a leaky roof or a cracked foundation.  Each homeowner is responsible for conducting regular preventive maintenance.”

NW Insurance Council offers the following tips to help you conduct home exterior maintenance and reduce safety hazards.

  • Check and clean gutters to prevent water from backing up into your attic.
  • Check the roof.  Look for worn, curled or missing shingles and replace them.
  • Repair loose or damaged siding.
  • Examine soffit boards (horizontal surfaces under eaves).
  • Make sure downspouts slope away from the home and carry water at least five feet from the foundation walls.
  • Have a professional inspect your air conditioning system.
  • Make sure sprinkler heads are directed away from the house to prevent water build-up near foundation walls.
  • Remove clutter from storage areas to reduce fire hazards.
  • Examine decks, porches and balconies for weak or broken railings and posts.  Railings should be spaced no more than four inches apart to prevent children from slipping through.
  • Caulk and reseal window and door flashing, seals or weather stripping.
  • Check the attic for moisture and surface discoloration.
  • Check fire extinguishers in your kitchen and garage to make sure they are full and work properly.
  • Install special outlets equipped with ground-fault circuit interrupters when outdoor electrical outlets are located near water sources.
  • Be sure exterior walls are well painted and sealed.”

You can read the full article here.

If you are looking for the best source of gutters in Atlanta, you can click here.

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